ISO  RATING                          

ISO (Insurance Services Office) through its PPC (Public Protection Classification) help 
establish appropriate fire insurance premiums for residential and commercial properties. 
Insurance companies need reliable up-to-date information about a community's fire 
protection services.

ISO collects information on municipal fire-protection efforts in communities throughout the 
United States. In each of those communities, ISO analyzes the relevant data using its Fire 
Suppression Rating Schedule. It then assigns a Public Protection Classification from 1 to 
10. Class 1 represents exemplary public protection, and Class 10 indicates that the area's 
fire-suppression program doesn't meet ISO's minimum criteria. ISO develops a split 
classification. The first class applies to properties withing five road miles of a fire station 
and within 1,000 feet of a fire hydrant. The second class applies to properties within five 
road miles of a fire station but beyond 1,000 feet of a fire hydrant.

To determine a community's Public Protection Classification, ISO conducts a field survey. 
Expert ISO staff visit the community to observe and evaluate features of the fire-protection 
systems. Using a manual called the Fire Suppression Rating Schedule, ISO objectively 
evaluates three major areas:

1)        The Fire Department
    A review of the fire department accounts for 50% of the total classification. ISO                    
     focuses on a fire departments first-alarm response and initial attack to minimize                  
    potential loss. Here, ISO reviews such items as engine companies, ladder or service           
    companies, Distribution of fire stations and fire companies, equipment carried on                
    apparatus, ;umping capacity, reserve apparatus, department personnel, and training.
   
2)        The Water Supply
    A review of the water-supply system accounts for 40% of the total classification. ISO         
     reviews the water supply a community uses to determine the adequacy for                           
     fire-suppression purposes. It also considers hydrant size, type, and installation, as            
     well as the inspection frequency and condition of fire hydrants.

3)        Fire Alarm & Communications Systems
    A review of the fire alarm system accounts for 10% of the total classification. The                
     review focuses on the community's facilities and support for handling and                            
    dispatching fire alarms.

The New Deal Fire Volunteer Fire Department was inspected on June 9, 2009, as of May 1, 
2010 , our classification moved from a 9 down to a Class  5.  At this time you are able to 
review and download our classification. Thank You for continued support

 

Click below to review ISO rating PDF